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Home Insurance Calculator
Replacement cost estimator for dwelling, personal property, and liability.
Estimated annual home insurance
$1,365
Dwelling coverage$330,000
Personal property$165,000
Total insured$795,000
Dwelling = sqft × rebuild cost. Doesn't include flood (NFIP) or earthquake (separate policies).
👉 See your state's average cost and top risk: home insurance by state — estimated average premiums and the dominant natural risk for all 50 states and D.C.